Accept Credit Cards with POS System - Merchant Services
Uniquepos Retail and Restaurant POS Systems are fully integrated with many credit cards companies. By using our systems, you wont need any additional credit card processing software or tools. With selecting one of the compatible credit card processing company , you will be able to accept all major credit cards, pin debit cards,food stamps and process through the pos system. As a leader pos system and credit card integration company, we highly recommend MercuryPay Systems as a Credit card processing company. Below we have listed a number of features that set them apart.
Our solutions support all payment types, including credit, debit,
PIN debit, gift, check, and EBT. We authorize and process payments for
Visa, MasterCard, Discover, American Express and JCB card brands.
Integrated POS Payment Processing
We specialize in integrated POS payment processing to streamline
business operations. We develop our own technology and assist POS
developers with integrating our payment processing solutions to deliver a
complete POS solution.
Our direct interface, MercuryPay™, is inside hundreds of
restaurant, retail, and specialized POS systems. There is no additional
hardware to purchase or extra software to install and support.
MercuryPay works with internet and dial-up transactions to process
today's high volume of card transactions in less time.
Seamless integration with the POS system enables easy
business-management features, such as automated record-keeping and
real-time transaction reporting. As the leader in POS payment
integrations, we understand POS technology and deliver direct technical
support to our payment processing partners.
Solutions For Electronic Cash Registers
We offer integrated payment solutions for every type of cash
register. In addition to direct integrations, we offer a specialized
technology solution for inexpensive cash registers.
We partnered with Datacap Systems, Inc., to build our technology
into a full suite of products that deliver all the benefits of
integrated payment solutions—automated transaction reporting, free
MercuryGift transactions, stand-in authorization, tip adjustment, and
free 24/7 support. These NoLoad™ Datacap products for Mercury are
preprogrammed and ready to plug in for fast and easy set up. They
include:
- NoLoad IPTran™ - integrated fast, internet protocol (IP) payment processing
- NoLoad DialTran™ - integrated dial-up payment processing
- NoLoad TwinTran™ - integrated IP processing with automatic dial backup if the Internet connection is lost
The
NoLoad IPTran™, NoLoad DialTran™ and NoLoad TwinTran™ are trademarks
of Datacap Systems, Inc. Copyright ©2009 by Datacap Systems, Inc. All
Rights Reserved.
Terminals
We support a variety of payment terminals that send payments
directly to us. Our terminal solutions fit many different business
needs, including choices for internet or dial-up processing, MercuryGift
card processing, credit, debit, EBT and tip adjustment. We also offer
terminals that enable online reporting and other features of our
integrated POS and ECR solutions. As with all of our payment solutions,
merchants enjoy free 24/7 live support.
Check Processing (Credit Verification, Recovery, Guarantee)
In conjunction with our partner, Global Payment Systems, Mercury®
offers fast, cost-effective protection against check fraud loss at the
point-of-sale (POS), and a comprehensive check recovery program.
Check Verification and Recovery
Using multiple national databases of check information, Global
verifies the validity of a check within three seconds. If a check
bounces, Global will attempt recovery. If recovery is made within 30
days, the merchant will receive 100 percent reimbursement, and 60
percent thereafter.
Xpress Check
Xpress Check, Global’s premiere check guarantee service, provides
even greater protection by reimbursing a merchant 100 percent for a
bad check if a request is made within 45 days, and 60 percent
thereafter.
Electronic Benefit Transfer (EBT)
Our comprehensive Electronic Benefits Transfer (EBT) processing
makes it easy for retail businesses to accept EBT cards. Our platform
accommodates multiple or single locations. Although benefits vary from
state to state, our EBT solution enables services in available states on
a single system with no software changes.
We can also provide consolidated EBT transaction data for multiple
states, streamlining cross-state chain business operations. We make EBT
settlement easier by providing funds, reports and billing for debit,
credit, and EBT all together.
Live 24/7 Support
Direct interface. Direct support. Mercury Payment Systems provides free expert support around the clock.
Direct Support
When problems happen, fast resolution can save the business day.
MercuryLive™—our 24/7 customer and technical support service—is free and
it’s live. Our friendly experts are here to take calls and answer
emails regardless of the day and hour. We match our schedule to
businesses that are open late at night, on weekends, or holidays to
support seamless operations. So forget about bankers' hours. Call us any
time.
Customer Service
Customer service is a promise we keep. Our frontline customer
service team quickly handles funding and processing requests, general
service-related questions, and call routing. Through proactive
monitoring of our MercuryLive team’s calls and performance, we
continually identify and implement new processes to improve service to
our merchants and POS partners.
Technical Support
When a merchant has technical problems, we help. We know POS
technology. Our experience with integrating our payment processing
platform with hundreds of POS systems gives us a distinct advantage when
it comes to solving technical issues quickly. We back up our
technology—and the POS system—with expert technical support. Our
technical support team handles difficult funding requests, bulk
processing requests, and all POS, ECR, and terminal technical support
issues.
Transaction Reporting
Our integrated technology helps simplify business management with such automated services as online transaction reporting.
Our customized portal, MercuryView™, takes transaction reporting a
step further. With MercuryView, we offer real-time transaction data
plus a host of enhanced reporting features to help manage finances and
streamline the bookkeeping process.
MercuryView's versatile platform provides real-time transaction
information, transaction history, daily batch and deposit details, and
monthly statements. We offer a wide array of reporting options,
including:
- Credit card transaction reports. Merchants can
choose from 35 pre-set reports or create reports using custom criteria.
Reports can be sorted by day, card type, operator, batch, and much more.
- MercuryGift™ card transaction reports.
Merchants can review gift transactions for one store or an entire chain.
They can check the number of cards with outstanding balances, track
redeemed cards, and verify proper load amounts.
- Daily settlement, deposit, and statement reports.
We provide daily batch detail and deposit reports so merchants can keep
track of anticipated deposit volume, daily discount totals from the
last closed batch, and chargeback and return totals. Online monthly
statements show information for the past 30 days.
Stand-In Authorization
MercuryStand-In is a unique service that Mercury Payment Systems
developed to keep merchants processing during outages in the
authorization network.
Imagine payment processing screeching to a halt just when sales
traffic is at its peak. Checkout lines get longer. Customers get angry.
Staff gets frustrated. Problems escalate.
Not with Mercury. MercuryStand-In™ guarantees continuous processing.
If a processing outage occurs, we turn on our unique "stand in"
authorization service. We developed this essential service so our
merchants keep processing if there’s an outage within the authorization
network. We "stand in"—so business continues as usual. While standing
in, we approve all transactions up to the floor limit, and guarantee no
financial loss to our merchants.
PIN Debit First
Save $100s in transaction processing fees!
We help merchants drive PIN debit transactions first to satisfy
growing consumer demand and reduce transaction costs. Our MercuryPIN1st™
platform identifies the consumer’s card type and requests the PIN
number when the card is swiped. Our host-based BIN lookup web service
eliminates the need for developer or merchant maintenance of local BIN
files, making PIN debit card acceptance easy and economical.
Mercury® partners with POS developers to integrate our PIN debit
first transaction processing with their systems. Merchants choose
systems with PIN debit first capability because it reduces processing
fees and helps them meet growing consumer demand for PIN debit card
acceptance. Consumers prefer the convenience and extra security of PIN
debit cards, and appreciate being able to use them wherever they shop.
Enhanced Products and Services
Products and services delivered on the Mercury platform are designed to provide the best experience to our merchant customers.
MercuryShield™
MercuryShield™ is a new PA-DSS validated payment application that
handles the processing and transmission of customers’ sensitive card
data. With MercuryShield, sensitive card data is not stored, processed
or transmitted through the POS software of the developer; a developer’s
POS application need only collect the non-sensitive data necessary to
perform a payment transaction.
MercuryFund™
We provide creative funding solutions to help our merchants get access to cash, goods, and services.
Advance funding allows merchants to receive a lump sum advance
against their future credit card sales. Merchants can use funds to
purchase new equipment, make upgrades for card data security compliance,
expand inventory, fund sales and marketing activity, pay taxes, meet
payroll obligations, or cover any unexpected business expenses.
We also provide access to merchant billing programs and a third-party leasing company.
Internet Backup
The IP/Dial Bridge™ for Mercury is a unique solution that
guarantees continuous payment processing during internet outages.
Developed in partnership with Datacap Systems, Inc., it is a compact
unit that connects with the POS system to automatically switch from
internet protocol (IP) to dial-up processing when internet service is
disrupted.
This product provides reliable backup for compatible POS systems,
and automatically returns to IP processing when the internet connection
is restored. The IP/Dial Bridge for Mercury can also be used as an
inexpensive, dial-only processing solution that can be easily upgraded
to IP when the merchant gets a high-speed internet connection.
The IP/Dial Bridge™ is a trademark of Datacap Systems, Inc.
Copyright ©2009 by Datacap Systems, Inc. All Rights Reserved.
Next Day Funding
Our next day funding is available for merchants who bank with
HSBC. We make payment processing funds available the next business day,
rather than within the customary 48-72 hours with other processors.
Merchants benefit from enhanced cash flow, more flexible cash
management, and more accurate account reconciliation. Next day funding
is available for all transaction types for MasterCard, VISA, and
Discover. HSBC has nearly 450 locations throughout the U.S.
Ecommerce
Our integration with Plug'n Pay, an ecommerce gateway provider,
gives every merchant, regardless of POS system, easy access to ecommerce
credit and gift card processing. Our ecommerce solution eliminates the
need for time-consuming and expensive merchant development,
integration, and support. Plug'n Pay sends transactions directly to
Mercury. Our plug-in technology eliminates the need for web server or
hosting requirements, and no additional hardware or software is
necessary for merchants who process payments with Mercury.
Risk and Fraud Monitoring
We continuously monitor processing activity to help our merchants
reduce risk and prevent fraud. Our risk department is here to help our
merchants understand and use best practices for electronic card
acceptance. We provide information to help merchants understand the
credit card authorization process and become informed about averting
fraud, avoiding costly errors, and more.
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